SAIL is the orchestration and integration layer around payment rails — not a replacement for them. We work natively in ISO 20022 and across the major rails (SWIFT / CBPR+, SEPA, ACH, BACS, CHAPS, Fedwire, RTP, FedNow, Open Banking), handling repair, exception, reconciliation and sanctions hand-off with dual control and full payment lineage.
Banking and payments modernization is not only about adopting new message formats. Institutions need to orchestrate payment data, ISO 20022 mapping, sanctions and AML handoffs, remittance enrichment, repair queues, payment status, reconciliation, treasury approvals, account data, mandates, settlement coordination and audit evidence across licensed rails and core banking systems. SAIL's approach is to generate the orchestration and operations layer around regulated payment infrastructure — not replace the rails, cores or compliance providers.
+ 8 more in the Banking & Payments datasheet.
Representative, not exhaustive — enough to show we know the vertical and have run it in production.
Define each once; every message becomes a governed, queryable, replayable, auditable record.
